SM Kids Fashion Holiday 2014

SM Kids Fashion Holiday 2014

Last week, the SM Store launched SM Kids Fashion Holiday Collection at the Todd English Food Hall in SM Aura. The event was hosted by Issa Litton and Lexi Schulze and was graced by SM Kids Fashion ambassadors Jillian Ward and Andrea Brillantes.

I remember when I was a kid, my big sis always accompany me to SM Cubao to shop for my Pamasko. It was always exciting because I get to choose what to wear. Kids need not worry nowadays because Sm Kids Fashion has expanded to inspire boys and girls of all ages to make a statement from the vast choices of colors, prints, and patterns that delight and uplift.

There was a mini-fashion show held at the event.

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Five Tips for a New Mortgage

Have you found your dream home? Maybe you’re already living there but are struggling to pay for it. Whatever your reasons for looking into home loans, here are five tips for making smart choices and getting the most out of your mortgage.

1. Document Everything

You’ll want to be especially careful with your paperwork since new mortgage regulations went into effect in January 2014. Document absolutely everything related to your loan including applications, tax returns and personal financial records. Make copies of everything for both your broker and yourself.

2. Understand the Business

You don’t need to be an expert in the world of home loans, but if you aren’t familiar with terms like “principal,” “refinancing” and “debt-to-income ratios,” you should do some research before committing yourself to a mortgage. The more you know, the more you can understand and negotiate with your broker.

3. Stay Local

Not only do interest rates vary by region, but you also want a local brokerage firm that works with the unique challenges and demands of your state’s real estate market. If you’re looking to take out a mortgage in Baltimore, for example, look for something like Embrace Home Loans in Maryland.

4. Shop Around

You don’t have to accept the first offer you’re given. Don’t be afraid to compare and contrast interest rates or debate with your broker about adjustable-rate mortgages as opposed to fixed-rate mortgages. This is your own future that you’re investing in, so shop around until you’re satisfied with the terms.

5. Know Your Rights

Again, since the Consumer Financial Protection Bureau has changed many mortgage regulations, it’s more important than ever that you’re familiar with your rights as a borrower. Research the changes, and ask your broker how they apply to you.

Whether you’re buying your first home or just looking to renovate the one you already have, make sure that you’ve done your research and considered all the possibilities before signing on the dotted line.

Gus* Studio Manila Moves To A New Home

Gus* Studio Manila Moves To A New Home

Gus* Design Group is a modern furniture company based in Canada. They design and manufacture upholstered seating, accents, and accessories which comprise the Gus* Modern Collection. In addition, they provide services for contract and private-label design and manufacturing for a wide range of clients. Their products range from Sofas, Sectionals, Beds, Storage Units, Dining Tables & Chairs, Accent Tables, Ottomans, Lighting, and Accessories.

Last month, I was able to visit Gus* in their new home at the LRI Design Plaza in Makati and here’s what I found out about them.

Living Space Home Furnishings brought Gus here in  the Philippines in 2010. They wanted  to bring in a brand that has the same youthful energy and awareness on social responsibility as they are. Gus* Modern is proud to be an FSC-Certified Company and a member of the Sustainable Furnishings Council. All Gus* Modern ensures that all its wood products come from well-managed forest. Only companies that have an FSC certification number, and submit to a rigorous and ongoing auditing process to ensure compliance with strict FSC standards and principles, may claim to be FSC-Certified or claim to use FSC-Certified wood.

Gus* Studio Manila Moves To A New Home

Their Mission

We are inspired by simple forms and honest materials. We use them as the springboard for everything we create. From the simple two-by-four and construction I-Beam, to the useful miter box, we delight in the simplicity of everyday objects. The result is furniture, accent pieces, and accessories that mix the elegant with the industrial. Mirroring the great modernist of yesterday, we strive to combine great design and practical purpose.

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Domex One Million Clean Toilets Movement

Did you know that 7 million Filipinos don’t have access to clean toilets? According to the Department of Health, of the estimated 3,420 diarrhea-related deaths among Filipino children under 5 every year, around 2,000 could have been prevented by access to safe water, improved toilet sanitation and personal hygiene. That is why all over the country, people are welcoming the construction of new toilet facilities and the repair of dilapidated ones, since becoming aware of its role in disease prevention, especially among children.

To help save lives, Domex has initiated the One Million Toilet Movement, a campaign that helps raise awareness for proper toilet sanitation. Through a pledge, it encourages everyone to keep their household toilets properly cleaned to keep germs and bacteria away. By this action, it ensures that you and everyone around you are safe from diseases like Diarrhea, E. Coli, and Hepatitis.

Every pledge will count as a ₱5 contribution to UNICEF’s sanitation program, that will help improve access to basic sanitation for hundreds of millions of people.

For further awareness, Unilever launched this Domex Fiesta video which shows how underprivileged Filipinos welcome the “arrival” of clean toilet facilities in their communities. According to Dennis Chua, Domex Brand Manager, “The video aims to make people realize the value of a toilet which most of us, unfortunately, take for granted,”.

What you’ll see in the video is a scene typically played out during fiestas: People rushing to the streets, drawn to the sound of a marching band. Everyone is smiling, eager to see the “star” of the celebration. But instead of showing the face of a movie celebrity, a beauty queen or a politician, the video reveals an unlikely, yet welcome sight—a new, clean toilet facility.

I encourage everyone to watch this video, share it, and encourage your friends to watch it. By watching and sharing, we are not only raising awareness but also helping helping less privileged communities gain access to clean toilet facilities because each unique view translates into a pledge for the advocacy campaign.

Visit Domex Facebook Page for more details and to pledge: https://www.facebook.com/DomexPhilippines

10 Fun Things To Do in Las Vegas.

When planning your family holiday you will be looking for some where packed with fun that can entertain all ages. One place that provides this and more is Las Vegas, despite its reputation for bright lights and partying, it has hundreds of attractions on offer to keep the whole family entertained. Here are 10 to think about:

Wet ‘N’ Wild
Vegas is basked in sunshine for 300 days of the year making Wet ‘N’ Wild a great place to cool off. Situated 30 minutes from the Las Vegas strip the park offers 25 different slides to suit all levels of thrill seeker.

Lake Mead
As one of the largest manmade lakes in the world, Lake Mead has over 1 million acres of land to explore with 820 miles of shoreline. The Lake has shops available for you to hire boats and hiking gear, as well as you having the chance to go for a swim.

Hershey’s Chocolate World
With a sweet waterfall and over 800 different types of chocolate, Hershey world is the perfect place for anybody who loves chocolate. The Interactive museum also gives the chance for the kids to learn a bit of chocolate history.

Madame Tussauds
You may hope to catch a glance of your favourite celeb stars whilst in Vegas, well you can take your choice of hundreds at Madame Tussauds in Vegas. Whether you want to be photographed with sports stars or super heroes you’ll find something for everybody. Throw in the new 4-D Marvel ride and you will have a great day out.

Hit the Vegas Strip
Of course you can not go all the way to Vegas without trying your hand at a game or to of blackjack or poker which you can learn about at http://www.GamingClub.com. You can put the kids in the hotel crèche for a hour and have a bit of free time to enjoy the casino scene.

Secret Garden and Dolphin Habitat
Situated as part of The Mirage Hotel complex, the venue is home to a vast array of wildlife ranging from tigers to lions, leopards to parrots for visitors to see. If sea life is more your thing then the Dolphins swim in a 12.1m gallon tank with an underground viewing area for you to get the perfect picture.

The Aquarium at the Silverton Hotel
If the Dolphins weren’t enough then the Aquarium at the Silverton Hotel is a great place for the children to see more sea life. There are over 160 different species of fish to see and with educational material available your children will learn as they go round.

Adventuredome at Circus Circus
If you venture to Circus Circus you will find yourself a short distance from the Adventuredome. This truly has something for everybody with rollercoasters, clown shows, laser tag, bumper cars and a massive arcade all on offer. As part of the Circus Circus hotel, the complex is situated under a huge glass roof, making it Americas largest indoor theme park.

Discovery Children’s Museum
As one of the more child friendly venues in Vegas, it is a great place to take the children for an afternoon. The museum has 3 floors with exhibits ranging from a Wter World to a Fantasy Festivle.

Adventure Canyon at Buffalo Bill’s
The Adventure Canyon has been known to be the best water ride in Vegas, complete with a 35 foot drop it is great for those who want a thrill and to cool down. It may not be suitable for children under the age of 8, but any kids in their teens will love it.