In today’s economy, very few people have a savings account or an emergency fund to fall back on in hard times. If you are at the point where you have had to declare bankruptcy, you know it can hurt a lot more than your credit. With the super bad hit to your credit that filing bankruptcy brings, if you have to be out of work due to an emergency, and you don’t have much to fall back on how will you pay your bills until you’re on your feet again? Read on below for a few tips for paying bills when you have no income to speak of.
Apply for a Bad Credit Loan
It isn’t as hard as you might think to find a loan if you have bad credit these days. There are companies that have no credit check, easy to fill out applications, and in many cases can get you the cash you need in a matter of hours. While these loans are usually pretty small, they can certainly help pay a bill in a pinch, when you have no income to speak of.
Find Side Work Online
In today’s world of technology, you can try to pick up some type of work online. Whether it’s freelancing as a writer for a content mill or filling out surveys, there is something to do to bring in a little extra money. Many people today work from home and some of them even need help with the overflow from everything from articles to daily tasks. Do your research to see which would be the best for you and go from there.
Declutter the Garage and Your Closet
One of the quickest ways to make some extra cash when you’re struggling is by decluttering your own home. Whether it’s stuff that has been sitting in the garage gathering dust for ages or the jeans in the back of your closet that haven’t fit for years, one man’s junk is another man’s treasure, as they say. Clean out these areas and take the stuff to consignment shops, sell them online, or even have a garage sale. You would be surprised what bill you might be able to pay with the results.
Get Help from Your Local Church
While no one feels that they should lower their pride to ask for help, sometimes you have no choice. Often local churches have funds and food set aside to help those who are in need. Go talk to the local churches in your area and see what they can do to help you.
These are just a few of the tips out there for earning cash when you have no income to speak of. From applying for a bad credit loan to going to the local churches for help, these options will keep you afloat until you are able to return to work the way you want too.