Real Talk, Momma…
I used to think investing was only for the rich.
You know, the people who can drop ₱50,000 on stocks like it’s nothing. Meanwhile, ako ‘yung nagbibilang ng sukli sa palengke. 😅
But over time, I realized something: you don’t need to be rich to start investing — you need to start to get rich.
Even small steps, like ₱100 a week, can grow into something beautiful (and financially freeing!) if you’re consistent. So I’m sharing with you these smart ways to invest small.
1. Try GInvest or Maya Funds
If you’re already using GCash or Maya, check out their investment options!
They let you invest in mutual funds or global tech companies — for as low as ₱50 to ₱100.
It’s beginner-friendly, no paperwork, and you can watch your money grow slowly over time.
2. Save in a High-Interest Digital Bank
Apps like SeaBank, Maya Savings, and Tonik offer higher interest than traditional banks.
Some give 4–6% interest yearly — that’s free money for just keeping your funds there!
This is perfect for your “emergency fund” or “kids’ savings” goals.
3. Start a Mini Business Fund
If you’ve been dreaming of selling food, crafts, or preloved items online, start saving a small “puhunan fund.”
Even ₱20 a day adds up! When you hit ₱1,000, you can use it for your first batch of products.
The goal is to let your money work — not just sit in your wallet.
4. Explore Cooperative or Pag-IBIG MP2
These are great low-risk options for moms who want stability.
Pag-IBIG MP2 lets you earn around 6–8% per year, and you can start with just ₱500.
It’s government-backed, so it’s safe — and easy to manage online.
Mommy Peach’s Note
Investing doesn’t mean risking everything. It’s about being wise with what you already have.
Whether you start with ₱50 or ₱500, the best time to invest was yesterday — the second-best time is today. 💖Smart Ways to Invest Small
