We all want to save money — but let’s be real, momsh, budgeting can sometimes feel like another full-time job. Between tuition, groceries, and bills, it’s easy to wonder: “Saan na napunta ang sweldo?”
The truth is, you don’t need to overhaul your lifestyle to save more. With these small but smart habits that help you save money which moms practice daily, you can cut costs without feeling deprived.
1. Always Bring a Water Bottle
It sounds simple, but skipping bottled drinks saves ₱50–₱100 a day! Over a month, that’s around ₱3,000 — pang-grocery na rin ‘yan.
2. Unsubscribe from Temptation
Those Shopee or Lazada notifications? Turn them off. Out of sight, out of cart. 😂
3. Meal Plan Before Grocery Day
When you plan your meals, you buy only what you need — no more wilted gulay or forgotten snacks at the back of the fridge.
4. Use Cash for Small Purchases
Studies (and moms everywhere) say: it’s harder to part with cash than swipe a card. Keep sobre envelopes for food, gas, and allowance.
5. Embrace “Wait 24 Hours” Rule
See something you like online? Wait 24 hours before buying. Chances are, you’ll realize you don’t really need it.
6. Reuse, Refill, Repurpose
Old jars become pen holders, fabric scraps become rags, and shampoo refills save money and reduce plastic.
7. Keep an “Invisible Savings” Jar
Transfer small bills or coins daily — no matter how small. You’ll be surprised how it adds up!
8. Do a Monthly “Bill Check”
Review subscriptions — Netflix, Spotify, delivery apps. Ask yourself: “Still using this?” If not, cancel it.
9. Shop During Double Sale Days
It’s not about buying more — it’s about timing your essentials. 10.10, 11.11, 12.12 — your best friends for budget wins.
10. Celebrate Small Wins
Saving money doesn’t have to feel like punishment. Treat yourself with simple joys — a quiet coffee moment, a home spa night, or a favorite K-drama.
Every peso counts, momsh. These habits that help you save money which families follow aren’t about being kuripot — they’re about being wise. You’re not just saving for bills, you’re saving for dreams — your child’s future, that family trip, or a worry-free weekend.
