As a fur mom to three beagles, trust me when I say: vet bills are no joke.
Last month alone? Ticks, fleas, skin irritation — halos sunod-sunod! I had to buy their NexGard, make them take a bath twice a week, and even hide their chewable inside camote cue just so they would eat it.
Ang arte pero ang cute. 😂
And every time we go through things like this, I always think:
“Dapat talaga may pet insurance.”
Good news? Pet insurance in the Philippines is now easier, more affordable, and mas malawak ang coverage compared to a few years ago. Perfect for parents who want peace of mind without breaking the budget.
Top Affordable Pet Insurance Options in the Philippines
Here are the most reliable and budget-friendly plans available right now:
1. COCOGen Pawtection
Premium starts at: around ₱1,200–₱1,500 per year
Coverage:
✔ Vet reimbursement
✔ Accidental death
✔ Burial assistance
✔ Owner liability
Why moms love it: Very affordable + straightforward, no complications.
2. Malayan Pet Care Insurance
Premium starts at: ₱1,125/year
Coverage:
✔ Medical reimbursement
✔ Emergency care
✔ Third-party liability
✔ Burial assistance
Personal note: Many beagle parents in FB groups recommend this one.
3. OONA Pawtector
Premium starts at: ₱1,050/year
Coverage:
✔ Accidents
✔ Vet expenses
✔ Pet nap/loss
✔ Owner liability
Why choose this: Flexible plans and fast online application.
Why You Should Consider Pet Insurance
As a mom (to both kids and dogs 😅), I only want the best for everyone — and emergencies happen. Imagine your pet suddenly needing a ₱4,000 x-ray or ₱3,000 worth of meds… ang sakit talaga sa wallet.
Pet insurance helps with:
✔ medical emergencies
✔ accidents
✔ unexpected surgeries
✔ infections
✔ even pet-related damages to property
It’s one of the best decisions for fur parents on a budget.
How We Manage Ticks and Fleas at Home
Quick side kwento: When our three beagles recently had ticks, my solution was NexGard. BUT — ayaw nila sa lasa. They smelled it once and walked away. So I did what any mom would do… Tinago ko sa camote cue.
One bite of sweet camote and boom — NexGard down the hatch!
Problem solved. 😂
Having pet insurance in the Philippines is not just “extra.” It’s a smart, practical way to protect your fur babies and your wallet. For less than the price of one grooming session, you get security for a whole year.
And for moms juggling kids, pets, and bills — that’s more than worth it. 💖
